First, if you’re a Wells Fargo Online customer, then you can use that username and password to check the status of your application. The representative asked for my annual income, my monthly mortgage payment and my desired credit limit. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, … There are two reasons you may not have received an Access Code. Despite having $8K on my credit cards with $17K in total credit lines, Wells Fargo just approved me for a propel American Express with a $3,500 credit line so obviously I don't need this Target card. Your FICO score will fall within a 300-850 range. In fact – since you won’t have to lose any rewards to an annual fee – the rewards rate on the Propel card can actually outpace the Venture card for most spenders. What are my chances of being approved based on the following information: My Equifax score is 654, I've been at my job for over 4 years, my debt to income ratio is 26%, the only debt I have is student loans and a $250 credit card balance which combined equal about 50% of my yearly income. Anyhow, DP's: Income 68k New Accts: 2/6, 3/12, 10/24 (is that cc only - 6249033 - 3 Issuers will perform a hard pull on your credit before they approve you, so if your financial circumstances have changed since pre-qualification, then you will be denied the credit card. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence. They give interest rate discount for banking with them and auto pay for loan payments. If you have a recent Wells Fargo account, be sure to check when the account was opened to verify that you are eligible for the signup bonus. If you’re denied for a Wells Fargo card, call their reconsideration department. 1x everything else. Wells Fargo. You don’t pay an annual fee with the Wells Fargo Propel. You agree that we may consider you for a Visa Signature credit card if you qualify. 3x gas. It’s the best Wells Fargo credit card. ... Wells Fargo: There are no options for instant credit cards to use right away. Capital One Savor Cash Rewards Credit Card. Credit card approval can also depend on your income or relationship with a bank, or even how many other rewards cards you’ve recently applied for. Wells Fargo Propel American Express® Card. So, it’s a hard card to get approved for and a difficult card to … Plus, get the same 3X points on select streaming services. But if you pair it with the Wells Fargo Visa Signature card and redeem it for travel, Propel point Propel points can be worth 1.75 cents each. 90% of top lenders use FICO Scores. There are reports of users getting approved for the card with credit scores in the mid-600s, but those cases are rare. High limit credit cards are usually reserved for people with good or excellent credit. You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. This means you may not be eligible to earn the bonus for the Wells Fargo Propel American Express® Card if you’ve opened another Wells Fargo credit card account within the last 15 months. Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. Apply online and get 2021’s best American Express credit card. A Personal Loan from Wells Fargo is a great way to consolidate high-interest rate balances, fund special purchases, or cover major expenses. But that’s not a given. No worries, here take our Reserve. The Wells Fargo Propel credit score requirement is 700 or higher. Wells Fargo Propel AMEX Approval. Credit Cards. I am considering applying for a $5,000 personal loan from my bank. What to know before applying If your credit score is below 700 and you’re looking to open a miles or travel credit card, keep a few things in mind: Wells Fargo Propel The Wells Fargo Propel card has one of the best rewards rates you can find on a card with no annual fee, with a generous bonus on popular categories such as dining and travel. Less than a week got offer and approved for $4000 loan from wells fargo. I tried calking in today for a 4 month request and it shot me down. AmEx Customer service. ... No annual fee: Wells Fargo Propel American Express® card. I had a 550. Wells Fargo won’t normally approve you if you’re not a permanent resident. Amex offers: congratulations, here, take our platinum. American Express credit cards with cash back, travel rewards, 0% APRs, $0 fees and more. The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). 680. AMEX Approval odds? Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. Users can earn 3X points per dollar on their travel purchases — including gas — as well as on dining purchases. Wells Fargo: we are making amends to improve our image. Score went up to 680. Close. The Chase Slate® credit card is a minimalist card, with no rewards and relatively few perks. Use WalletHub’s advanced comparison tool to browse Amex credit card offers & read hundreds of user reviews. 1. Important: There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO ® registered trademark Score or Wells Fargo credit rating does not necessarily guarantee a better loan rate, approval of a … With roots in the Wild West and the earliest days of US banking, Wells Fargo has a history that goes back centuries. Be sure to use it responsibly to build a positive payment history. It was saving me 5% but I still opted to use my Chase Visa recently on my 55" smart TV at Target because it offers an additional two year warranty on purchases. I did credit boost with EX. ... Not only does this card from Wells Fargo offer good approval odds for students, but it’s specifically tailored to college students looking to establish and build credit. Find the right Wells Fargo credit card and read reviews from users. 2. Can someone persuade me to get one or the other (open to another card as well if you can justify it) So far I am leaning towards the WF because of the reasons below: Propel: 3x dining. Below you will find a list of credit card issuers that allow you to view your pre-approval status. Once understand your report, purchase your FICO credit score, as this standard score is used in 90 percent of U.S. lending decisions and a good measure of your credit approval odds, according to MyFico.com. I would say propel will be stupidity. … show more “You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.” Once again, we run into that vague “may not” language, indicating that you could be denied for a new Wells Fargo card if you have one with the bank that’s less than six months old (and you may want to wait even longer — see the next section).